Maximum Benefit Advantage

Maximum Benefit is administered by Johnston Group - one of Canada’s leading Third Party Administrators (TPA). As a TPA our specialty is the administration of group insurance plans. From plan design, eligibility maintenance, to Health, Dental and Short Term Disability claim adjudication, our staff are there to help you and your employees with the day-to-day administration of your program.

Why should you choose Johnston Group to administer your group benefits plan?

One enrolment 

Choose benefits that best meet your needs from leading insurers like Assumption Life, Desjardins Insurance, Equitable Life, Great-West Life, Manulife, RBC Insurance, Sun Life and The Co-operators. Should you wish to change insurers for a benefit – making the change is as easy as flipping a switch. We make the changes transparently. There is no re-enrolment.

Plan flexibility

You will insure your Life and Disability benefits, choose any combination of Maximum Benefit's insured or self-funded Health and Dental options, and then add ancillary benefits to your program from specialty insurers – all on one consolidated billing that streamlines your payroll deductions and accounting.

Cash control

Unlike others in the marketplace, Johnston Group does not require an initial or opening deposit, or any other monies in advance for self-funded benefits. We pay for claims and recover the amount from your account the following week. This gives you ultimate control as you review the paid claims report before any fund transfers take place.

Looking for technology to provide service reliability and convenience?

For employers, my-benefits® provides plan administrators with all the tools and reports they need to easily manage their plans online. Clients of Payworks, our payroll partner, also have access to my-benefitsLINK® allowing seamless transfer of employee data from their payroll to our administration systems. No more duplication – no more errors.

For employees, my-benefits® provides online access to their benefit information, customized claim forms, electronic claim submission and much more. All employees also have access to tools and resources found under my-benefitsHEALTH®, our health and wellness site.

Looking for experience?

Johnston Group has been helping companies find the right benefit solutions since 1981. With $400 million of premium under administration, Johnston Group provides group benefit plans to 30,000 businesses across Canada. Our Claims staff adjudicates three-quarters of a million Health, Dental and Short Term Disability claims a year while our Administration staff issue 3,000 new group cases a year.

Johnston Group is proud to have been recognized as one of Canada’s Best Managed Companies every year since 2001 and we're also a founding member of the Third Party Administrators’ Association of Canada, created to establish guidelines and a code of professional conduct for our industry to protect the trust that plan sponsors place in us.

Looking for Customer Service?

Each Plan Administrator has their own dedicated Maximum Benefit account representative who knows you and your business, plus, your employees will always speak with a helpful and friendly person when they call our toll-free, bilingual customer support lines.

Look no further. Speak with a Maximum Benefit advisor to learn more.